55 Nugget Ave Suite H Toronto, ON M1S 3L1

416-291-6064

  • Mon - Fri 9am - 7pm
  • Sat 9.30am - 4pm

Nonmed Insurance Inc. Securing the financial future for yourself and your loved ones

Non Medical Insurance in Toronto

Nonmed Insurance Inc. provides no medical and simplified issue life insurance in Toronto. Contact us to have your own personal plan!

What is a Non-medical Life Insurance?

As you might have gathered from the name, non-medical life insurance doesn’t require medical tests before issuing a policy, as opposed to a traditional policy that may require such information. No medical policies tend to have slightly higher premiums and a coverage cap. The most common types of non medical life insurance policies are:

Simplified issue life insurance: these don’t require a medical test, but still ask certain medical questions to determine coverage. A typical policy limit is $150,000 and if you were denied life insurance in the past two years, this policy may be not available for you.

Guaranteed issue life insurance: This policy has neither a medical exam, nor health questions to answer. It is available even if you were declined for a policy during the last two years. There may also be payout limits, particularly if the insured dies within the first 2 years of coverage.

No Medical Life Insurance policies vary a lot across Canadian life insurance providers, which makes it a good idea to work with an experienced insurance broker like Nonmed Insurance Inc. Give us a call today to learn more.

Non Medical Insurance GTA

An insurance scheme that fits your needs and budget

 

Learn more about us by calling at 416-291-6064


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Our Services
  • Non Medical Insurance
  • No Medical Critical Illness Insurance
  • No Medical Cancer Insurance
  • Child Insurance with Guaranteed Savings
  • Life Insurance
  • Disability insurance
  • Segregated funds
  • Deferred annuity
Our Guarantees
  • Non Medical Insurance
  • No Medical Critical Illness Insurance
  • No Medical Cancer Insurance
  • Child Insurance with Guaranteed Savings
  • Life Insurance
  • Disability insurance
  • Segregated funds
  • Deferred annuity
We Serve
  • Toronto
  • GTA

What Are the Benefits?

Life insurance without a medical exam are usually made available to individuals suffering from moderate to severe health issues. These policies are usually more accommodating in their underwriting requirements and are therefore better suited to those harder to insure individuals who might have previously been declined health coverage.

However, we at Nonmed Insurance Inc. are seeing an increase in the number of healthy individuals looking to set up coverage quickly and avoid the pain points of traditional underwriting. In fact, non-medical life insurance offers several key benefits which include:

  • Easier underwriting process
  • Faster to complete the process
  • More accommodating for those with prior health considerations or previous declined applications
  • Avoid dealing with blood work or needles
  • No face to face interaction necessary

Want to learn more? Give us a call at the number below!

A much simpler process

 

Non Medical Insurance Toronto

Nonmed Insurance Inc.

55 Nugget Ave Suite H Toronto, ON M1S 3L1

416-291-6064